Do I Need a Medicare Agent, or Can I Sign Up Myself?
Wondering if you need a Medicare agent or can sign up yourself? Here’s what an agent does, what it costs, and how to decide. No pressure.
You can absolutely sign up for Medicare on your own. So why do so many people work with an agent? Here’s an honest look at what a licensed Medicare advisor actually does — and when it’s worth it.
What a licensed Medicare advisor does
A good advisor helps you understand your options in plain language, compares plans based on your doctors and medications, flags things easy to miss (like enrollment timing or penalties), and stays available year after year as your needs change. The goal is to save you time, confusion, and costly mistakes.
Can you do it yourself?
Yes. Medicare.gov and 1-800-MEDICARE are official resources, and some people are comfortable comparing plans on their own. If you have a simple situation and enjoy the research, that may be all you need.
When an advisor really helps
- You’re new to Medicare and the options feel overwhelming.
- You take several medications and want the best-fitting drug coverage.
- You want someone to compare options across carriers for you.
- You’d like a real person to call next year when something changes.
What does it cost you?
Here’s the honest answer: working with a licensed advisor at The Jeff George Agency costs you nothing. Like most insurance agencies, we’re compensated by the insurance companies when you enroll in a plan — not by you — and it doesn’t change your premium. Because we’re independent, our focus is on matching you with coverage that fits your needs, not on any one carrier.
How we help
We explain your options patiently, compare the plans we offer, and stay with you for the long run — with no pressure and no obligation. New to all this? Start with Medicare 101, or see why families choose us.
Frequently asked questions
Is it better to use an agent or go direct?
Both are valid; an agent saves time and helps you compare. We’ll never pressure you.
Will an agent push me toward a specific plan?
As an independent agency, we focus on what fits you, not one carrier.
Can an agent help every year?
Yes — that ongoing relationship is a big part of the value.
The Jeff George Agency is a licensed insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Have a question about Medicare?
A licensed advisor is happy to help, patiently and with no obligation.
Talk to an Advisor