Keep your smile covered
Original Medicare doesn’t include routine dental care. We help you find affordable dental coverage that fits your needs and your budget.
Why dental coverage matters
Good dental health is about more than a nice smile — it’s tied to your overall health, especially as you get older. The catch is that Original Medicare generally doesn’t cover routine care like cleanings, exams, fillings, or dentures. That leaves many people paying out of pocket for care they need regularly.
A standalone dental plan, or a Medicare Advantage plan that includes dental, can make those costs more predictable and easier to manage.
Most people with Original Medicare pay the full cost of routine dental themselves. A dental plan turns surprise bills into a predictable monthly cost.
Types of dental coverage
Standalone dental plans
Coverage you buy on its own, separate from Medicare, for routine and major dental care.
Bundled with Medicare Advantage
Some Medicare Advantage plans include dental benefits, which vary by plan. We’ll compare bundled vs. standalone.
Different coverage levels
From basic preventive care to plans that help with major work like crowns and dentures.
What to look for in a dental plan
What’s covered
Preventive, basic, and major care — and how much of each the plan pays.
Waiting periods
Some services may have a waiting period before coverage begins.
Annual maximums
The most a plan will pay toward your care in a year.
Your network
Whether your current dentist is in the plan’s network.
Simple, and on your side
We listen
Tell us about your dental needs and your budget — no pressure, ever.
We compare
As an independent agency, we shop across carriers to find strong options for you.
We help you enroll
We walk through the choice together and handle the paperwork with you.
Frequently asked questions
Does Medicare cover dental?
Original Medicare generally doesn’t cover routine dental care. Some Medicare Advantage plans include dental benefits. We’ll help you understand your options.
Are there waiting periods for dental plans?
Some plans have waiting periods for certain services. We’ll help you find options that fit your timeline.
Can I keep my current dentist?
That depends on the plan’s network. We’ll help you check before you choose.
What’s the difference between standalone and bundled dental?
Standalone plans are separate coverage; bundled dental comes within some Medicare Advantage plans. We’ll compare both for you.
Is dental insurance worth it?
If you need regular care or anticipate major work, it can make costs more predictable. We’ll help you decide.
Let’s find dental coverage that fits
Talk with a licensed advisor today — clear answers, no pressure.
Talk to an Advisor