Comparing your options in Philadelphia

Most people in the Philadelphia area are weighing a few paths: a Medicare Advantage plan that bundles coverage together, or Original Medicare paired with a Medicare Supplement (Medigap) plan and a Part D drug plan. Neither is automatically “right” — the best fit depends on your doctors, your prescriptions, and how you like to get care. We’ll lay the choices side by side so the trade-offs are clear.

Why work with a local, independent advisor

Because we’re independent, we’re not loyal to one carrier — we’re loyal to you. For Philadelphia-area residents, that means:

• A plain-language comparison of Medicare Advantage versus Medigap for your situation.
• Help confirming your doctors, hospitals, and medications are covered.
• Guidance that continues after you enroll — at renewal and whenever you have a question.

New to Medicare, or reviewing your coverage?

If you’re approaching 65, your first enrollment window is a 7-month period around your birthday. If you already have Medicare, the Annual Enrollment Period (October 15 – December 7) is your yearly chance to review and change coverage. Either way, we’ll help you figure out where you stand — see our guide to Medicare’s Annual Enrollment Period for the details.