Your Medicare options in San Diego

San Diego residents can typically choose among Medicare Advantage plans, Medicare Supplement (Medigap) plans paired with Original Medicare, and standalone Part D drug coverage. In a region with many health systems and provider networks, one detail matters a lot: making sure the plan you choose actually includes the doctors and hospitals you want to use.

Why work with a local, independent advisor

Because we’re independent, we’re not tied to any single insurance company. Our job is to explain your options in plain language and help you weigh them against your care, your medications, and your budget. For San Diego-area residents, that means:

• Help checking which plans include your preferred doctors and hospital networks.
• A clear walk-through of how a plan’s costs and drug coverage work.
• Support that continues after you enroll — at renewal and whenever life changes.

New to Medicare, or reviewing your coverage?

If you’re approaching 65, your first enrollment window is a 7-month period around your birthday. If you already have Medicare, the Annual Enrollment Period (October 15 – December 7) is your yearly chance to review and change coverage. Either way, we’ll help you figure out where you stand — see our guide to Medicare’s Annual Enrollment Period for the details.